For homeowners and prospective buyers planning a relocation, timing and financial readiness can make all the difference—especially when outstanding tax obligations are part of the equation. A newly announced tax amnesty period running from December 1, 2025, through February 15, 2026, offers a strategic opportunity for individuals and families to clear past-due taxes while significantly reducing penalties and interest.
Under the one-time program, eligible taxpayers who pay the full amount of tax owed during the amnesty window will receive complete relief from penalties and forgiveness of one-half of the accrued interest. Only 50 percent of the per-annum interest that has accumulated since the original due date must be paid alongside the outstanding tax balance.
For households preparing to buy or sell a home, this program could have a direct impact on financial qualification. Unresolved tax liabilities can complicate mortgage approvals, delay closings, or reduce purchasing power. Clearing those balances before entering the housing market may help improve debt-to-income ratios, strengthen credit profiles, and simplify underwriting reviews.
This is particularly relevant for out-of-state buyers relocating to New Hampshire, where careful financial positioning is often key in competitive markets. Resolving tax issues ahead of a move can free up cash flow for down payments, closing costs, renovations, or emergency reserves—critical components of a successful transition.
The amnesty period is limited and will not be extended. Homeowners and prospective buyers are encouraged to consult with tax professionals or financial advisors to determine eligibility and ensure payments are made correctly within the program’s timeframe.
For those planning a move in late 2025 or early 2026, this window presents a rare opportunity to enter the next chapter of homeownership on firmer financial ground.